Itoflow Blog

Research notes on portfolio intelligence, risk models, and the future of AI-assisted investing

Research Note

From Contracts to Guardians

An investing agent can follow every formal rule and still misunderstand the user. We built a second agent to review its plan and completed work.

Agentic AI

From Conversation to Commitment: Why Our Agent Works Under a Formal Contract

Natural language is how you explore an investment idea. A formal, machine-checked contract is how that idea becomes something the agent must prove.

Agentic AI

Governed Agents in Practice: Two Live Investment Sessions, End to End

Two unedited, public sessions — a stress-tested tactical strategy and a fossil-free index tracker — with the reasoning, checks, and repairs left visible.

Research

What Our Quant-Research Agent Actually Does — and Where It Still Needs a Human

We asked it to find a tradable signal. After 29 rigorous steps it said there wasn't one — and that refusal is the point.

Research

Combining Fundamental Quality with Quantitative Optimization: GOOGL vs AAPL

Fundamental analysis and quant optimization each answer half the question. Here's how the agent runs both at once, worked through GOOGL vs AAPL.

Research

How We Built a Global, Cross-Asset Factor Risk Model at Itoflow

The process and math behind Itoflow's in-house risk model for global stocks, ETFs, style tilts, mixed-asset covariance, and single-stock shocks.

Agentic AI

Async Critique Agents: Spaced Repetition for AI That Drifts

Hooks can't scale. Sub-agents block. We built asynchronous critique agents that use spaced repetition to course-correct long-running AI trading strategies without ever stalling the main execution.

Engineering

Building Market-Hours-Aware Trade Execution for AI Agents

When AI agents decide to rebalance at 10 PM, naive systems execute at stale prices. Here's how we built async execution that queues trades and waits for each exchange to open.

Agentic AI

Why Agentic Investing is Hard

The patterns that made Claude Code successful don't transfer to investing. Here's why the challenges are fundamentally different, and harder in ways that aren't immediately obvious.